The Mistake Made by ALL Ranks

The Mistake Made by ALL Ranks

Financial goals and missteps often vary based on a service member’s age and rank. Younger troops are typically more focused on budgeting and day-to-day spending habits to improve cash flow and avoid overspending.   More seasoned troops tend to focus on debt...
Understanding the Commissary Surcharge

Understanding the Commissary Surcharge

Have you been to the commissary lately and noticed you paid a “surcharge”? Well, there it is, written in bold letters at the bottom of the receipt…and I finally noticed it! I spent about $200 at the commissary and my surcharge totaled $10. Like me, you’re...
Too Many, Too Late

Too Many, Too Late

Several years ago, I received a call from “Bank of America” asking me to update my account information. Thinking nothing of it, I entered my social security number, account number and address using the link provided. The next day, $500 was taken out of my account!...
The 1 Financial Resolution You Need For 2015

The 1 Financial Resolution You Need For 2015

Imagine someone approaches you and wants to write you a check to pay this month’s electric bill, fully fund your emergency savings, or pay off your mortgage.  Do you know your numbers well enough to tell them the dollar amount you need on the spot? In 2009, my husband...
The Wealth Test

The Wealth Test

At the end of 2013, I discussed the importance of knowing your Net Worth. Hopefully, you took the time to calculate this important number and are ready to do it again. This year I’m recommending you also complete the wealth test introduced by Stanley & Danko...